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Welcome to Select & Protect

We have what you need: general insurance that will fit seamlessly into your sales process – that will generate you revenue, broaden your offering and delight your customers. Who wouldn’t want that from their Insurance partner?

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We offer a General Insurance (GI) solution tailored to your own needs. We handle all the administration, customer service, underwriting and claims under one roof, making a partnership with Select & Protect hassle-free and more importantly, reliable.

Your customers will love it too. Everyone needs contents and buildings insurance and our unique GI products have proved to be highly successful and value for money. We are also backed by some of the biggest brand names in the UK such as Aviva, Lloyd’s Insurers, RSA, Groupama, Plum, DAS and First Assist. Prestigious names that will add value to your portfolio.

Find out more about how we can become your perfect partner...

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e-Tools:

Calculate your customers' contents!


When you get to the question '...how much would you like to insure your contents for?', we know that some customers will have worked out their replacement costs down to their £34.99 kettle. Some however will look at you blankly or at best guesstimate the value. Calculating your customers contents is not easy so to help them ensure they have the right values in place and are not under-insured, we've created this handy contents calculator. You can use this during a quote or even e-mail it to your customers.

Open the Contents Calculator here

Calculator

Latest news:

Floods mean 200,000 homes left without suitable cover


With news from the Association of British Insurers (ABI) that an agreement made with the government providing those with cover for their homes in flood risk areas is set to expire as early as next year, customers have been faced with the task of finding an insurer who will provide them with adequate cover.


ABI have said “We are frustrated with the progress of our talks with the government on this issue and want it to look urgently at a model that would allow flood cover to remain widely available and competitively priced," said ABI director general Otto Thoresen.


Following this report, Select & Protect want to reassure customers that there is a home insurance option for those who have hard to cover properties. The Non-Standard Risk policy that Select & Protect offers covers a wide range of non-standard criteria. Around 19% of referrals to this option is due to flood risk but this solution can also help customers who have properties suffering from subsidence, customers with an adverse claims history and those with criminal convictions, allowing the majority of submissions that other insurers may decline, to be considered.



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Non-Standard Risk

Are your customers finding it difficult to get cover?


Your customers may occasionally leave their home unoccupied whether it’s for a couple of days, a few weeks or even longer. When a property is uninhabited for more than 60 consecutive days, your customers may find it extremely difficult to get cover for their home. Select & Protect’s Non-Standard Risk solution, underwritten by Plum, may be the answer to their problems.

Offering advice and protection

The team recently had a case where the owner of a property in Scotland wanted to move back down to the South of the UK where her family lives and wanted a quick and easy sale. The customer managed to convince her neighbour to buy the house in Scotland at a cheap price so he could sell the property on. However, the neighbour was unaware that because the property was technically unoccupied and would be pending sale, he would find it extremely difficult to find an insurer who was willing to insure the property...until his broker put him in touch with the Non-Standard Risk team. The team were able to offer advice to the neighbour buying the property and the Non-Standard Risk underwriters were able to offer him insurance.

Find out more

For more information on how the team can insure your customers who have unoccupied homes or general information on the Non-Standard Risk option, please contact a member of the team who will be happy to assist you.

*Select & Protect’s Non-Standard Risk solution is underwritten by Plum Underwriting Limited and provided by Plus One Administration Services Limited (Plus One). By passing your client’s details to Plus One through Select & Protect, you will be acting as an introducer and you will receive a separate commission statement detailing live policies. Please note that we will be happy to advise you of the progress and outcome of the sales process for the Non-standard risk product, but all further information will remain confidential between Plus One and the customer. More information on Non-Standard Risk


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