Cover the basics for all the major events
When price is king, Essentials rules
Essentials does exactly what it says on the tin – it covers the essentials, nothing more, nothing less.
This is an entry level policy offering buildings and contents insurance for anyone on a tighter budget who's looking for good, basic home insurance cover. It's underwritten by two respected UK insurers - Aviva and Groupama - allowing us to cover a wider range of risks and offer two competitive quotes.
A great solution for First Time Buyers, Tenants and customers who don't have a large property or many valuables to insure. Later on, when your customer requires more cover, it’s simple to upgrade to one of our more comprehensive policies like Median or Ultima.
Product Highlights
- Low-cost insurance designed with First Time Buyers, Tenants and people new to insurance in mind.
- Good, basic cover with a broad sum insured choice – up to £250,000 for buildings and £25,000 for contents.
- Pedal Cycle cover included as standard up to £500
- Business Equipment covered up to £3,000
- Loss/Theft of key cover up to £250
- An increase of 10% to the contents sum insured when celebrating a religious festival or wedding
- Generous discount for First Time Buyers
- 10% discount if buildings and contents are bought together
Elements
Discover what Elements can do for you and your clients:
- A common policy wording supported by a panel of insurers
- A single question set when quoting
- Facilitates wider choice demanded by brokers
- Only need to be familiar with a single product
- Simple quotation process
- Greater underwriting breadth than a single insurer
- Increased competitiveness throughout the UK
- Offering the customer choice
