Everybody loves Median!
It covers most customers, is simple and offers a choice of prices
Median is designed for mass-market appeal. Cover is at just the right level to appeal to a broad range of customers, especially those who typically choose to purchase insurance through brokers. Pricing is equally targeted; providing affordability to compete with High Street and online insurers, coupled with honest value for money so that customers receive the exceptional levels of service they expect from going to a broker.
By developing Median in 2007, Select & Protect were also one of the pioneers in developing a single, common policy wording with a panel of underwriters - known to us as "Elements". Aviva, Lloyd’s Insurers, RSA and Zurich will provide up to 4 quotes with just one set of customer details. All administration, customer service and claims handling is provided by us in our UK Head Office to ensure consistently high service standards.
Designed for a broker’s most frequently seen customer profile – you’ll sell it in bucket loads!
Product Highlights
- Total simplicity for the customer, with automatic cover levels of £500,000 for Buildings cover and £55,000 for Contents.
- Basic accidental damage as standard, with the option to upgrade to Full accidental damage cover.
- £5,000 cover for 'trace and access' of burst pipes, our highest volume claim, yet one that is often not covered by insurers
- Up to £12,500 Valuables cover (depending upon the number of bedrooms)
- Up to 1/3 off the price for customers with 5 years without a claim
- 10% discount if buildings and contents are bought together
Elements
Discover what Elements can do for you and your clients:
- A common policy wording supported by a panel of insurers
- A single question set when quoting
- Facilitates wider choice demanded by brokers
- Only need to be familiar with a single product
- Simple quotation process
- Greater underwriting breadth than a single insurer
- Increased competitiveness throughout the UK
- Offering the customer choice
